The rate I did… Read Full Review. However I was pleasantly surprised to get the advertised rate 3. I made the application online and my loan was approved in principle. They sent the paperwork the very next day of the application.
I was to return the signed documents back along with additional proof of my residence permit which I provided. They need certified copy which is a bit tedious I must… Read Full Review. Accepted straight away, signed agreement online and money was in my account at 2pm Monday. Great fast service. Only down side poor communication no email confirmation just a txt when money was transferred to my account and got a good rate of 7.
Should add I am not an existing customer but have had 2 Tesco credit cards which were paid off and closed prior to my loan application… Read Full Review. Customer service is ok - sometimes long waiting! Tesco bank simply doesn't have enough employees to deal with the amount of customers! The process is too slow - take too long for credit check and need to send the documents back by post! Oh my god. I just found out that the process was so slow. If I knew it earlier, I would definitely avoid it.
Avoid at all cost in… Read Full Review. Apply for loan on friday,recived goods on friday. Well done Tesco loan… Read Full Review. Avoid at all cost in the future. Definitely doesn't recommend it. I regret that I didn't read the reviews before I went to Tesco.
I applied for a top up to my existing loan on Thursday pm and after courier delivered and collected signed documents Friday timed to suit my work commitments the money is in my account today Saturday am!! Very helpful staff and a very low 3. Their advertised representative APR is 3. You can also benefit from a better rate for Tesco's loans if you are a Clubcard holder and you will need to have your Clubcard number to hand during the application process.
Tesco offers two methods of applying for their loans, the most efficient way is using their online application service. However, if you would rather talk to someone, you can call their UK based call centres. Once you have applied and completed the online application form, they will give you a provisional decision almost instantly and if accepted your loan agreement will be posted out to you to sign and return along with extra documentation to back your application up such as bank statements or wage slips.
Once you've returned the documents back to Tesco, it can take up to three working days to make a final decision on your loan. They will then send you a letter to confirm if you have been accepted for a Tesco loan and the funds will be in your account within three working days.
Registration number: SC Home Loans Library Tesco bank loans. Tesco Bank Loans. Apply Now. Full process with money in the bank account in less than a week Superb!
Thank you very much Gordon. Easy to obtain a loan only missed out on the full stars as the interest rate was slightly higher than advertised. No early repayment fees are a huge bonus.
I was able to pick the payment direct debit date which assists with budgeting. Very good customer services. Quick response when made application. I applied to tesco bank over 3 weeks ago online, my credit rating is good so thought there would be no problem, 3 weeks later and a phone call which i was on hold for 11 mins i have found out its be declined!
Im looking ino it through experian, but Im looking ino it through experian, but the point is no letter or phone call or email. Very bad customer service. I have a loan with them as well as savings, and find them very easy to use, great online access making it easy to keep track of balances.
For long term loan this is the best option. Faster Payments can take up to 48 hours and the money can be withdrawn as soon as the funds reach your account.
If you apply over the phone or we require some supporting documentation: If you are approved, we will send you a credit agreement for you to sign and return. If you are approved in principle, we will send you a credit agreement to sign and return and a list of any other documentation we require.
It may take between 5 — 10 days for us to check everything is ok. As we try to do this as quickly as possible, we do not send an acknowledgment email or letter, but will inform you as soon as a decision has been made. Once your returned agreement is processed, we use Faster Payments to send the money to your account.
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